Laws vary by state.
In Massachusetts, you CAN have an attorney.
"116.540. (a) Except as permitted by this section, no individual other than the plaintiff and the defendant may take part in the conduct or defense of a small claims action."
Most of the exceptions detail that the person appearing has to be a regular employee of the plaintiff, if not the plaintiff themselves.
[1] http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ccp...
116.530. (a) Except as permitted by this section, no attorney may take part in the conduct or defense of a small claims action.
(b) Subdivision (a) does not apply if the attorney is appearing to maintain or defend an action in any of the following capacities:
(1) By or against himself or herself.
(2) By or against a partnership in which he or she is a general partner and in which all the partners are attorneys.
(3) By or against a professional corporation of which he or she is an officer or director and of which all other officers and directors are attorneys.
Seriously. PLEASE quit that crap with the nowrap <pre>.
There is no legal obligation to file in the Defendant's court. US law allows a lawsuit to be filed in (1) the plaintiff's home court, (2) the defendant's home court, or (3) the home court of the jurisdiction where the events giving rise to the lawsuit took place.
Forum selection clauses ARE NOT BINDING UNLESS SIGNED IN WRITING. Most courts will not honor forum selection clauses between consumers and corporations due to the unfair bargaining power in the relationship. The other primary justification is that the corporation can afford to travel to a city where they willingly do business (i.e., provide goods or services.)
CHOICE OF LAW CLAUSES ARE BINDING. That simply means that the the court hearing the case may have to apply the law of a different state.
http://www.scselfservice.org/small/plaint/smallplantfiling.h...