One of the first concepts you learn in introductory finance is that, in a mature market (ie the stock market -- basically something with a bunch of people and a bunch of information) you have to be compensated for risk. This is why a riskier stock -- like tech stocks or penny stocks -- can boast incredible amounts of risk but generally will give you higher returns over the aggregate than something like pork commodities or a CD. When you choose to purchase a tech stock -- or any stock at all -- you're saying "okay, I recognize that this is riskier, but I think I'm being fairly compensated for the risk, too."
Choosing to eschew TDD is like purchasing stocks. By definition, going through TDD is going to be a safe route, but it's rare that TDD (at least in my and my friends'/peers' experiences) is actually going to make you get from Point A to Point B any faster. TDD isn't, by default, a superior or inferior approach to anything: it's a tradeoff -- do you want risk or do you want return?
Sometimes, you want to minimize risk, and that's probably smart. Sometimes, you just want to produce an MVP -- and that's okay, too.