the question is not one of morality; but one of economics, of why individuals acting in their own best interest have not done this yet?
in particular, if people are greedy enough to cause this mess, why are they not greedy enough to benefit from it?
in particular, if people are greedy enough to cause this mess, why are they not greedy enough to benefit from it?
It's just another variable amongst others with temporally varying degrees of importance.