And for the record: that's what qualifies as "incredibly inexpensive" in the US. Many people pay well over $1000/mo for family care, not counting what their employer contributes.

These costs are roughly what I'm faced with as well. I have insurance on myself but my kid is uninsured because I can't bring myself to pay so much per month when my child is only at the doctor 2-3 times a year and the cost is probably around $180 for a whole year, or less than the cost of a single month of insurance which I'd still be paying a copay on.