If you're using premium, why not just download the albums / playlists you want and set Spotify into 'Offline Mode'?
Speaking as a premium subscriber, I really value simple music discovery. I would be downloading or purchasing my own music if I felt strongly about micro managing my collection.
If I feel like coding to someone else's 2000 track psychedelic trance playlist which I just happened across - I would like to do so without mucking around with some monstrous download (or, even worse, having to spend time cherry picking tracks I want). Likewise, perhaps I want to use classify (classical music discovery) and select a playlist based on mood. Again, creating my own playlist is at this point a simple inconvenience.
This problem shouldn't exist, and Spotify certainly owes its users some form of solution.