Hacker News Reader

I don't think the bank would loan an in debt mid twenty year old over half a million dollars to buy videogames.

You'd be surprised.

Every time I walk into the bank here in the UK, they literally beg me to take out a loan because I have no debt and a good income.

Last time I was in there, I had to get quite angry at the customer service person because she just wouldn't drop it. I did the polite "No thanks", "No, really, I'm not interested", "No THANK YOU", "Look, I'm going to start shouting in a minute, I have told you NO" and they STILL kept pushing

This is my experience too.

Whenever I enter a bank to deposit an occasional cheque they are desperate to offer personal loans, investment advice, mortgages, credit cards etc.

A polite decline is often ignored and they aggressively go for the sale.

You'd be surprised... I recently got pre-approved with my girlfriend for over that amount from the bank for a home loan and it ain't easy getting a loan in Australia compared to other countries either. I say to your sarcasm, check mate.

That is very different from a loan to buy videogames. They can take the house if you default.

Reply on news.ycombinator.com