You misunderstand. I don't mean, "do the right thing and let the chips fall where they may"; I'm not talking about deontological ethics.
I'm talking about the fact that the system does not work. It was and is ruining people's lives, and all the bail-outs (which have become systemic) did is prop it up for its few "winners" at the expense of everyone else. Economically speaking, the West is being transformed into Japan: a zombie economy run for zombie banks through zombie companies by ever-more-impoverished workers and propped up at the taxpayers' expense.