Let me tell you a little story.
I spent the long NYE weekend in Washington, DC. On Friday night, my phone was stolen. This was, obviously, rather painful and distressing, not to mention inconvenient (being alone in the middle of a city I don't know very well, suddenly cut off from maps, yelp, wiki, etc.
Luckily, back at the hotel I had my laptop, from which I was able to remote wipe my phone, get contact info for my carrier to get service shut-off, and file an insurance claim to get a replacement phone.
The moral of this story: Beware of excessive convergence, and always have a Plan B.