Agreed. I recall seeing similar things around the time of the 2008 financial crisis, to make the concepts around mortgage-backed securities and financial derivatives etc. digestible and clear.
Come to think of it, listening to Frog and Toad discuss subprime lending and credit default swaps would be an entertaining follow-up to TFA.
Prescribing blame only matters so much when the ramifications are material. Humans make mistakes, right? It happened here, and it will happen again.
The mistake also illustrates the dangers of AI generally. Sure, OpenAI made mistakes with the sandbox. But in the future, greater capabilities will be available to actors who intentionally pursue harmful ends.