You should try driving a tesla with tesla insurance.
Each drive you make will rate you based on hard braking, aggressive turning, unsafe following, excessive speeding, late night driving, forced autosteer/fsd disengagements, unbuckled driving.
You'd think that driving well would eliminate these, but no.
But they give you a pass if you use tesla fsd. That is their endgame, but it sometimes gets a pass for driving more dangerously than you do. You speed - ding. fsd speeds 3x what you do? 100% score.
lol. do you know the world this is creating? who is making the rules?