If you've used both you know the OpenAI plans don't compare to Anthropic plans _at all_. Claude code subscriptions are probably worth 4x as much in API spend compared to the same OpenAI subscription tier.
I think this is still true provided you're not using Astra.
An example. Let's assume that the work is evenly divided between days.
Imagine you want to work twice as much.
1. How efficiently can you use the reset credits if they would not reset the normal reset time?
Work with your normal weekly quota 3.5 days, press reset, work with new tokens for the rest of the week. Efficiency 100%.
2. With natural reset time going forward 7 days after each artificial reset.
You work for 3.5 days, press the reset, work for 3.5 days, wait for another 3.5 days for the natural reset, work for 3.5 days, press manual reset, work for 3.5 days, wait for 3.5 days... You can calculate the number for decreased efficiency yourself.