> Then again with social security set to go bankrupt it’s not like we’ll be able to retire

I don't know about you, but my notion that my social security check is all I will need to survive my retirement years died when my father started drafting his own social security in the 2010s, and it was literal peanuts after being a small business owner his entire life (restaurants) and paying more than his fair share in taxes. Do the average folk still have this notion that social security = retirement? Hopefully not, it's certainly misguided now, but it was misguided then, too.