20x was never about total usage, only 5h one. For 2x price you get 2x usage
You're right for Anthropic though, their 5x/20x is mostly for 5h limit.
That was the case for Anthropic from what I remember, with everyone being pissed off about misleading marketing.
For OpenAI:
https://learn.chatgpt.com/docs/pricing
https://x.com/thsottiaux/status/2094254532020818191
> The Pro 20X is quite precisely 20X the usage of the Plus subscription, so it does exactly what it says on the tin.