What the fuck are you talking about? How is Disco Elysium a specialized browser? Or banking apps? What does this even mean?
Yes they all run in a sandbox, but there's a permissions system that they can exploit.
> I.e. why do apps need stores and websites don't? your browser is, in a way, the store for your websites. You're only as protected from the site's fuckery as the browser is. And generally modern browsers are very well protected.