The business plan of any "disruption" is to undercut the legacy competitors, drive them out of business, then jack up the prices. See also: Uber, streaming services.
Enjoy your cheap lawyer tokens while you can.
Enjoy your cheap lawyer tokens while you can.
If the established system can adapt to the disruption, then as consumers we have more choices.
If the established system dies and the disruptor replaced it (DVD rental vs Netflix), then the disruptor, despite their weaknesses, do answer the consumer needs better.
If both the established and disruptive system dies, then maybe they're not that important in the first place.