From https://www.ilr.cornell.edu/scheinman-institute/blog/healthc... :

> as many as 66.5% of people who file for bankruptcy blame medical bills as the primary cause.

That doesn't happen in most countries. If most Americans are happy with their health care coverage, I'd say most Americans don't know what good health coverage looks like.

Even the LLM's are bitten by this. I was discussing what sort of capital was needed for retirement, and I asked how about $X million. The LLM's reply was "that doesn't work if you get an expensive medical emergency". I scratched my head for a bit, then prompted: "reminder: I don't live in the USA". The LLM then apologised for it's mistake, and we moved on.