Agree, and for self driving during software or teleoperation, if the mfg is the driver they should both self insure and payout at rates relative to the parent companies sales that reflects the large risk to society.

If a large web providers car kidnaps or maims you, your family should be entitled to multiple years of their sales across their entire portfolio. This begins to approach or accurately reflect the power of the company exerting its influence on society, political and legal systems in order to justify this beta test in public spaces. MVPs are for SaaS, not for impaling fleshbags like us with subpar code that works best in controlled environments. IMO It's the only fair trade for these companies testing these currently dangerous products unsupervised in your neighborhood without your express and explicit permission.