I am well outside my area of expertise, having underinvested in electrical engineering fundamentals. I trust that you are generally correct but I can’t reconcile that with the fact that Porsche specifically calls out that the system detects living creatures and halts charging. Clearly Porsche believes this is a necessary feature. So does the SAE standard (SAE J2954) apparently.

So while I buy the distinction between magnetic coupling and propagating EM waves, it seems that there is some risk.