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Or get a 20$ subscription from each major provider and have 40$ spare for openrouter credits. That’s what I’m doing.

I like this idea. Is it easy to pass work around between the models?

What actual usage you want ? Because imho the answer is very different if you want code, or computer use, or vision, or text analysis, or ...

The subscription from frontier labs can handle all that (though each has its best strenght, they all perform well on most things), but it's usually a bit of a waste compared to taking the best one for you.

The problem is that subscriptions with AI models get a bit 'vague' on what you get and how (or when) you might be rate-limited.