Joel Spolsky lived and worked in New York, so opinions were heavily influenced by the reality of east-coast economics.

My comment was advice that most people will learn the hard way, and hopefully inspire a moment of pause about their own risk exposure tolerance.

The subject is about young workers that acknowledged the very real churn part of the ephemeral tech sector, and position themselves for an early exit strategy into adjacent careers or retirement. This is not a new idea, given vertical movement in software careers has been stagnant for decades. =3