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Then why is the insurance for every single reactor public sector based?

Possibly because if there's a big accident, everybody in the region who gets cancer will sue, even if there's no detectable change to cancer rates.

Cancer is the smallest problem when bigger areas become inhabitable, and food inedible.

Yes and we should also shut down the large hadron collider because it might cause a black hole.

you do you

Unfortunately if other people act on irrational fears to the extend that it affects my energy prices I cannot just do me.

Nothing irrational here, already happened

Once, with a horrible reactor design that nobody builds anymore. It had two major problems:

1) It was inherently unstable because when the fuel temperature increased, it made the reaction speed up. Modern reactors do the opposite.

2) It didn't have a containment dome.

how many black holes have been created by particle accelerators in the past?