White-hat and grey-hat hackers need to be able to perform penetration testing without permission. Nobody is able to build secure systems. The best we can hope for is that the good guys find the vulnerabilities first and report them responsibly.

This would be a huge inconvenience for companies and government organizations, so it probably won't happen. We will chose to sacrifice national security for the convenience of companies--what else is new?

Companies will say "it is our system, we are responsible for our own system", then, after a breach, they will say "our bad, we are not responsible". Same old story; half the nation's personal information is leaked twice a month and nobody cares.