I am embarassed by how good is ChatGPT, and I have never paid one penny

Is anyone like me? I use ChatGPT on a daily basis (say: 1-5 different topics). I have never paid one penny to OpenAI to use their LLM (ChatGPT). I feel weirdly guilty that I get so much high quality free advice from ChatGPT. To be clear: I don't work for OpenAI, and I am not here to shill for them. I suppose there are many other high quality free LLMs that I have never used.

I am alone? If not, how do you feel about it?

Anecdote: Tonight, I asked ChatGPT to review my most recent US gov't bond strategy and ask could they (it?) improve it. The analysis was surely better than a "rookie Wall Street analyst". That part was shocking. The analysis is so good, and is backed by verifiable facts.