I think many devs misunderstand MCP because they work in solo mode. In solo mode, you just have your secrets local. You don't care about auditing access. There's no IT managing the infra and third party secrets. You don't have to account for different harnesses and tooling; you just use your own harness and adapt your tooling to it. You're not thinking about revoking/rotating secrets when someone leaves your team. You don't have to deliver capabilities to many different runtimes and stacks.

Back in March, everyone was already pronouncing it dead[0] when in fact, it has only proliferated and become even more essential for both 3rd party systems as well as platform level capabilities[1] as agentic tooling has moved a bit more slowly into the enterprise. It was apparent even back then that enterprises will need MCP.

In a team context? Enterprise? Building web server backed or in-process agents? Not sure how you replicate the control, auditability, accessibility, composability, and security boundary that you get with MCP over HTTPS without a lot of bespoke, point solutions; in the end, protocols almost always win.

Could you do it with just REST APIs? I mean, MCP is just JSON-RPC over HTTP with standardized auth, schemas, and agent specific exchange flows (tools, prompts, resources, etc.). Could you do it with just CLIs? You lose a lot of the control mechanisms offered by MCP (auditing, security, centralized auth, etc.). The context savings are overblown except with CLIs that have good representation in training (curl, jq, cat, sed, etc.; your custom CLI is going to need to produce instructions and add to context all the same)

Heuristic is simple: don't use MCP for local, solo dev. As soon as you need MCP, you'll know it and you'll understand why it exists. Many of the harness level capabilities themselves are implemented as first party MCP (more apparent in the CLIs). MCP is basically REST for the agentic era.

[0] https://chrlschn.dev/blog/2026/03/mcp-is-dead-long-live-mcp/

[1] https://blog.cloudflare.com/mcp-v2/