Anything network connected that can be reached by an adversary. And, I did not say it shoukd be legal or illegal, just that the fault lies with who administers/secures those systems, not with whoever breaches them.

> How do you compensate someone who's dead?

In some countries where I lived, there were pricelists based on nationality that insurance would pay out in case of accidental death. If you live in a more homogenous country, you can use other factors to determine what the payout should be.