So who are we? A household with a localhost administrator?[0]
Then you are surely doesn't need encrypted, chunk-level corporate level bla-bla-bla.
You need a Syncthing copy to some other device not at home - and an additional backup procedure to maintain the history and protect against PEBKAC errors - which can run on your local Syncthing copy or/and the other one.
And no, nobody needs your 555GB of RAWs of sunsets/flowers/precious_family_moments you shot - not even you.[1]
[0] well considering the tone of TFA and most of the comments here
[1] that's Instagram/Google Photos/iCloud for nowadays, totally with "Remember this day N years ago?"