Well, computers first stop being magical machines that no person can learn how to use safely, then.
And, honestly, if you think the endpoint safety problem doesn't apply to you, you are part of the problem.
And, honestly, if you think the endpoint safety problem doesn't apply to you, you are part of the problem.
If computers aren't safe enough that a reasonably competent user, who doesn't open random files they found online and obvious spear-phishing emails, can't use one without losing their 401k, then maybe we need to just reevaluate modern life and go back to bank tellers.