Also worth noting, tangentially, though - the reason planes are fueled as they are is because if you run out of fuel in a car, you're just stranded. In an airplane, you're quite possibly dead. If you only load the plane with exactly as much fuel as it needs to get to its destination, you run the risk of not having enough to safely divert.
On the other hand, planes also have maximum landing weights, so a plane which must divert or land in an emergency often has to dump fuel for a while first. That's more unusual and not something you can easily plan for, but it's part of the problem too.