These models are still terrible compared to what we'd actually wish for, but they're the best available.
If you can get away with using the $200/mo subscriptions, it's really not even a money thing for most professionals.
Almost all of my work is now plan, generate, review, plan, generate, review, commit, push.
I'm using Claude or Codex (or both), and they're doing all of the testing "inline" rather than through a CI action, etc.