This is The Atlantic. A very long-established magazine.
It is controlled by the Emerson Collective: https://en.wikipedia.org/wiki/Emerson_Collective
That's why the article addresses the problem of AI using someone's credit card and not an issue that effects people like the unbanked.
Yes, a person who is unbanked wouldn't need or be able to use this product, as well as 90% of any other product talked about on Hacker News, or in the Wall Street Journal, or in the New York Times. Does every piece need a statement lamenting the plight of the unbanked?
It abandoned that history when Jobs purchased it.
Your argument from authority was based on referencing the magazine’s grand history.
A product placement advertorial for a Silicon Valley startup shows how far it has fallen. And the nature of your defense is misplaced though understandable.