Can you elaborate on this some? Afaik insurance is the only thing they would accept. I think insurance is generally a nasty scam so anything to get away from it would be pretty neat
It used to be 35k but it was increased in late 2024 (which is good because it hadn't increased since the 70s).
https://www.dmv.ca.gov/portal/vehicle-registration/insurance...
But to do that you really have to hate insurers or be uninsurable. Because realistically putting that 75k in a basic HISA will yield enough interests to pay for regular car insurance and you get to keep your 75k.