HDR is something many photography enthusiasts are interested in, and the ability to losslessly transcode from JPEG to JPEG XL (and back again if you have to) is actually IMHO the "killer app" for the format. Many people have years of irreplaceable family photos in JPEG format, and being told "you can fit 30% more photos on the same hard disk without any loss of quality" would certainly sell me on converting my photo library to JPEG XL. (The jpegxl.com site says "up to 60% smaller" so I'm going to guess that 30% is a safe average gain and it might be more).

And nearly everyone who takes photos of their family ends storage-constrained on cameras at some point. Memory cards only holding so much is less of an issue than it used to be, but in my experience the only people with laptops that have more than 1 TB of disk space are the computer professionals I know; every non-computer professional I personally know has 1 TB or less, usually 512 GB. That's room for plenty of photos, but not an infinite amount, and the photo collection (plus videos of baby's first steps and so on) is competing with a lot of other things for storage space. So being able to shrink the collection size by 30% or more with no artifacting added is definitely going to be worth it for one of the biggest selling points for cameras. (Including the cameras on smartphones).

I wouldn't say that JXL is absolutely vital and the industry should switch right now. But I would say that it's likely to be the only image format that has a chance to displace JPEG among the average camera user. Having JPEG in the name is also going to be a major selling point; don't underestimate that. (And the JPEG <-> JPEG XL conversion being lossless will complete the selling point).

Since (if I'm right) it's going to end up ubiquitous, then even if another format would be technically better, it would be wise for everyone writing software that handles images — browsers, OS file explorers, and so on — to make sure their software can support it. Just on general principles of supporting every widely-used format and every format that looks likely to be widely-used in the future.