It won't protect you from the insurance agencies; they demand a DL ID# and a VIN. And you are required by law to purchase from them.
And they're stautorily exempted from a whole boatload of privacy laws, like HIPAA.
And they're stautorily exempted from a whole boatload of privacy laws, like HIPAA.
It used to be 35k but it was increased in late 2024 (which is good because it hadn't increased since the 70s).
https://www.dmv.ca.gov/portal/vehicle-registration/insurance...
But to do that you really have to hate insurers or be uninsurable. Because realistically putting that 75k in a basic HISA will yield enough interests to pay for regular car insurance and you get to keep your 75k.