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lol as a Canadian my insurance company recommends the maximum civil liability coverage (2 million) if one plans to drive in the US. Those lawsuit-happy Americans and their private health care systems haha.

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It doesn't help that literally every medical procedure in America is automatically 10 times more expensive than anywhere else in the world.

And any US hospital administrator will pump that injured foreigner for all he or she's worth. At least the quality of care is decent.

Wouldn't the insurance company's incentive be to sell you the most coverage they can?

Apparently not because you can’t even get a $2m liability car insurance policy in the US that I am aware of. Most top out at 500k and to get anything more you’ll need an umbrella policy.

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