There's a difference between their harness and your harness. The latter can be tuned to your preferences, while the former cannot. A custom harness can do everything that a packaged harness cannot. Good luck getting Claude Code to coordinate with multiple model providers or deeply integrate with your environment.
The point you're making is to be a consumer, which admittedly, is probably best for most people, but it's not going to satisfy the hacker. Normies aren't building custom harnesses, so your argument is DOA for the target demographic.
Also, vendor lock-in. No thanks.