If going to physical stores, sifting through bargain bins, accepting whatever nobody else wanted, spending the time to physically rip the CD, and hoping that second hand bargain disc wasn’t scratched is your idea of a good time then that’s great for you.
I will pay $4680 over 30 years of my life to not have to deal with that and to be able to listen to anything I want whenever I want without having to manage a library or streaming setup.
That honestly sounds like a bargain when I consider the time saved over 30 years!