Let's say you go to BMW or Lexus or Ford. You pay them $3000 and agree to pay them $500 a month for the next 3 years to use the car according to some conditions. The car is worth $60,000. You pay $21,000 over those three years. When you bring it back, they offer to let you buy it outright or to just hand it over to the dealer.

Is that leasing or renting in your country?

Is the difference between renting and leasing even meaningful? You chose a car rental agency for your example because it costs more per month to rent from a short-term rental agency. What is a lease but a long term loan? What difference does it make that I rent my apartment by signing a document called a "lease agreement"? Am I a renter? Or a leaser?

Renting/leasing is not automatically bad. The terms are what make one a good or a bad deal.