The SSDs are necessary because Apple's architecture doesn't allow RAM upgrades. Reminds me of someone who said "640KB ought to be enough for anybody".
Designing for extreme expandability comes with pretty steep tradeoffs.
And despite the theoretically high memory bandwidth of recent EPYC CPUs, approximately nobody who can afford one is doing LLM inference on them.
So yes, Bill Gates denies that story. So it just depends on who you believe.
But to flat out say he never said it is too confident.