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Do OpenAI’s T&Cs that users accept not allow them to train on prompts people enter into it?

OpenAI's T&Cs let them steal your children I'd suspect, that doesn't make it morally correct

Why would you suspect that? Stealing children is illegal, and involves violating the rights of unwilling parties, whereas prompting openAI (or any LLM) is a business transaction, in which the transfer of money and data is legal.

Terms and conditions are almost entirely about the company doing things that would otherwise be illegal.

I cannot parse that sentence.

If you think a business’s terms and conditions change the illegality of an action, you should consider researching that assumption and speaking to some lawyers.

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