You're delusional if you think that $200/month is appropriate for a small business to pay to host a website... Most websites don't need a CDN nor DDOS protection, you need to configure your webserver to rate limit stuff that suck bandwidth/CPU from you, but besides that, you've basically fallen for the marketing from Cloudflare that everything requires CDN and that somehow $200/month is a small amount of money for a small business.