Tesla now has ~40 level 4 automated taxis in operation with no pedals or steering wheel. When these have an accident they can't blame a non-existent driver for mashing a non-existent accelerator pedal. And they are their own insurance company. A few fatalities in the Cybercab could squelch the whole rollout, even if the stats show it's safer than human drivers.
As a human driver with declining capabilities who will need level 4 autopilot before long to stay independent, I'm rooting for FSD.