a model capability is never going to fill in an unknowable blank that a custom skill (or whatever equivalent your paradigm supports) can.
a model might have the cleverness to whoami and look through the .ssh folder for keys and evidence of past connections when asked to connect to bob, but a skills file can just easily say "We connect to bob using key Z and user X." so that the operation gets done without all this nonsense needless inference as far into the future as the information is valid for.
a concise information dense skill is going to always dominate on tokens-burnt for any given task that requires insider knowledge. it simply gets rid of the entire investigative phase of work.