In all of these cases, it's you. It would be the same if you downloaded an open model, ran it locally, and it happened to make the same catastrophic mistakes. The consequence to the provider is that if they offer a product that does these things, people don't buy the product.

In general, the person whose job it is to provide the company with a working, non-adult website and not hack into other websites is the one who would receive consequences for failing to meet those expectations.