I am not a fan of Apple or Google, but there is no other option that works with my everyday essential apps (e.g banking)?
The difference now is that accessing services through the internet is a necessity rather than a luxury. I guess passing laws could fix this, but it's exceptionally hard to get anything done through the barrage of big tech lobbying.
I completely forgot about waydroid due to Wayland not being ready for general use.
(Aside from accessibility stuff mentioned on hn numerous times, still doesn't allow keepass to type passwords last I checked. Admittedly, I check Wayland about as often as I check Hurd.)