I use the wonderful https://github.com/garethgeorge/backrest as a web UI around restic.
Every night, I back the data up to a Hetzner storage box https://www.hetzner.com/storage/storage-box/ which is only ~$3.50/mo USD for 1TB of data.
I have three "tiers" of data for myself:
1. Important things I care about: these go into a folder that gets backed up to Hetzner (examples include photos in Immich, code pushed to Forgejo, etc)
2. Smaller files I sort-of care about: these usually just go into Proton Drive (examples include design documents)
3. Large files I don't care about losing: these go into a folder on a hard drive that is not backed up (examples include media)
This took me about a day to set up and I just check in on it every once in a while. Once a year I will do a practice disaster recovery run.