I would say that's a rich country and gen alpha thing. People who had to download games from a pirate site on the family computer know what a folder is.

Cloud services expose their UI/UX through a web-browser will all of the pain points of running a stateful blob of javascript on the client, talking through a mostly stateless protocol to a "mess of stuff" that aims for eventual consistency in the backend.

The old folks, who are retired and dying according to this thread, mostly grew up using local applications with direct control between UI/UX and action.