Fair points (and I appreciate very much that they read like a human wrote them). As a counter point - and I know it's a weak one - a few years ago people were telling me that crypto was going to replace currency, and soon every person on the planet would be using it for every transaction. Many people believe that will still happen, but I don't think many serious people do.

I want to believe there is big bucks in this technology - my employer is tied up in it and so is my compensation. I just find it personally very unremarkable in a way that I never did with phones or the internet. When I got my first phone, or first started using Dogpile for research - I saw immediate value, and would have paid big bucks to keep it in my life. AI has had a few years and a huge amount of investment (time and money) and if it disappeared overnight I wouldn't pay $10 to get it back. I keep trying it, there's just something missing in my brain where it should be clicking for me :(