If I was in that situation and I’d help my friend not try to make a buck off them when they are down.
Between electronic transfer and just settle the debt later, isn’t really an excuse…
Between electronic transfer and just settle the debt later, isn’t really an excuse…
You charged a $15usd (~15%) fee when your friend was desperate and willing, when the standard fee for such transactions is at best 0% and worst 5%.
I much prefer zero stress - if money is tight, we just don't do expensive stuff, or steal the bill before they have a chance to pay. Mostly that means we stay cheap until we can safely cover multiple people if needed (running your safety-buffer low enough that you can't do that is a terrible idea anyway).
OP increased the cost of forex from 0-5% to 15% when his "friend" was desperate.