No one at Apple paid for a macOS license on your behalf in any sense a legal regime might recognize so there is nothing to be refunded if you choose not to accept the license. It’s one of the many, many structural advantages of vertical integration.
Apple can claim "we offer vertical integration" because we make both for each other, but you should be able to buy hardware or software independently of each other.
If MS sells they own laptops with bundled windows, they will have an incentive to make adjustments so other hardware products are less competitive. Long term, we'll end up with Apple/MS monopoly on devices where you don't have a vote on how your system works and what data it sends to whom.
This means that it should be possible to install any OS on readers / phones / laptops / consoles and vote with your own money against shovelware (hello, smart TVs).
If I could run linux on Apple hardware and get the same power-sipping performance, that's what I'd be doing.