The problem with this logic is that it equally applies to someone who owns 999,900,000,000.
If someone is willing to spend money above some spendable threshold, then they will never become a trillionaire. Because they will start giving away sooner.
If someone is willing to spend money above some spendable threshold, then they will never become a trillionaire. Because they will start giving away sooner.
Good!! No one needs or deserves to be a trillionaire!
So, yes, it applies equally at lower levels, until it doesn’t.